Why should I be concerned with what a life insurance exam tests for?
Knowledge is power. Knowing what the exam tests for may give you an edge so that you can obtain a better rate class than had you not had this information. And on certain life insurance policies, such as those used to fund buy sell agreements, irrevocable life insurance trusts or key person business insurance, a better rate class may mean thousands of dollars in savings.
And above all else, make sure you have options!
The key to achieving the best rate and finding the cheapest life insurance is to go with the best company for your specific health and lifestyle profile. There is no “best” life insurance company. The truth is there are a ton of companies to choose from. That is where we come in.
We are not a life insurance company. We are comprised of seasoned life insurance professionals whose sole purpose is to find you the best company based on your specific needs, wants and goals.
With so many life insurance companies to choose from, we can help narrow down your choices and provide you with options of the carriers with specific niches that provide more liberal underwriting for your health or lifestyle. Our job is to know the various niches and place you with the company tailored for you.
So, what are you waiting for? Give us a call today and see what we can do for you!