Looking for Life Insurance? Quotacy Can Help
Quotacy Life Insurance Calculator
If you’re not quite sure how much life insurance is right for your family, Quotacy offers a simple calculator to help. There’s not much to it, just the addition of three primary numbers:
How many years do they need income?
It’s important to note that life insurance proceeds are NOT taxed by the IRS or your local state government. The amount calculated by Quotacy and the insurance coverage you choose is the amount received by your beneficiary upon your death… no taxes owed.
Life Insurance Calculator – Quotacy
Quotacy Life Insurance Engine
From start to finish, getting a range of quotes on Quotacy takes all of 60 seconds. There are four steps to complete, each consisting of a couple of easy questions. These included whether or not you use blood-pressure medication, your height and your weight, and whether or not anyone in your family has a history of heart disease.
Once complete, a page will appear showing all of the available plans and prices. From there, you can click “Choose” on the plan of your choice. You will then head to the underwriter’s application page, which will require a more detailed questionnaire to complete your application. The quotes you receive will look something like this:
Quotacy Life Insurance Policies
The quotes I received were for a policy of 10 years, $500,000 in coverage, and I requested them to be shown by annual cost. The answers to my questions were likely what created the cheapest insurance policy, outside of my height/weight (which were listed as 6’0″/210 lbs). Already having purchased a life insurance policy using this engine and choosing Haven Life, I can tell you that completing the process from this stage is a snap as well. It takes between 3-5 minutes, at which point you either receive an approval notice or a notice to complete a physical exam.
Another nice thing about the Quotacy process is that you never leave their site (unless you select a Haven Life policy, at which point you’ll be redirected to their website). The application is completed from Quotacy, and their process is a breeze. The site and navigation are clean and simple, and the questions are straightforward.